No. Like most modern payment processors, Stripe does not return the original processing fees when you refund a customer charge. If you refund a $100 payment, Stripe debits the full $100 from your account balance, meaning you absorb the initial $3.20 processing fee.
💳 E-Commerce & Merchant Fees
Stripe Fee Calculator
Calculate your net bank payout, processing fees, and reverse invoice amounts to ensure you keep 100% of your earnings.
$
Net Payout in Your Bank
$96.80
From an initial $100.00 charge
Fee Breakdown Details
| Variable Percentage Fee | 2.90% ($2.90) |
| Fixed Transaction Fee | $0.30 |
| Total Deductions | $3.20 |
| Net Funds Deposited (Take-Home) | $96.80 |
Processor Comparison (Take-Home on This Transaction)
Stripe
Fee: $3.20 (2.9% + $0.30)
$96.80
Square (Online)
Fee: $3.20 (2.9% + $0.30)
$96.80
PayPal (US Goods & Services)
Fee: $3.98 (3.49% + $0.49)
$96.02
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Frequently Asked Questions
To receive a target net amount (N) after percentage fee (P) and fixed fee (F), calculate: Total Invoice = (N + F) / (1 - P). For example, to keep $1,000 net after 2.9% + $0.30: (1000 + 0.30) / (1 - 0.029) = $1,030.18.
In the United States, Stripe operates on an automatic 2-business-day rolling payout schedule for established accounts. You can also configure daily, weekly, or monthly batch payouts inside your Stripe Dashboard.